Comprehensive Financial Planning Services in McLean, VA
We help you make smart financial decisions through a relationship based on trust, integrity and personalized service.
We help grow, maintain and protect your wealth
We offer guidance and management for all aspects of your financial planning, acting as your partner through life's major transitions, including marriage, starting a family, planning for college, job changes, relocation, divorce, retirement, and transitioning assets to heirs. Alpha Financial Advisors are there for your day-to-day financial needs, assessing your current financial health and identifying areas where you can save and become more efficient. We explain retirement plans and how to derive the most tax efficient income. We help establish goals and advise you on how to stay on track to meet those goals.
Our Services
Cash Flow Management
Effective cash flow management is one of the most valuable services a fiduciary can provide for a client.
We analyze income and expenses to ensure the client has sufficient funds to meet short-term obligations while working toward long-term financial goals.
We create detailed budgets, forecast future cash needs, and develop strategies to optimize fund allocation.
As fiduciaries, we provide expert guidance and oversight, helping clients avoid cash shortages and improving financial stability.
Portfolio Management
Alpha does not use a broker dealer network, so our firm is free from the restrictions and conflicts of interest that broker dealers encounter.
Top ranked stock and bond managers are chosen from our institutional universe of over 10,000 funds.
We are truly independent, so we are not limited or influenced by specific investments.
Our portfolio management experts oversee investments using the latest technological advances in portfolio research, management and reporting to optimize portfolio performance. Our system ensures that clients take minimal risk for the highest level of return.
Tax Planning
Dynamic tax strategies to minimize taxes and maximize returns.
Our knowledgeable team spends a great deal of time developing strategies designed to make your end-of-year tax burdens as manageable as possible.
We strive to collaborate with your tax preparation specialist every year, reviewing your tax return to ensure the best tax results possible.
As a fiduciary we prioritize your best interests, providing personalized tax strategies designed to minimize liability and maximize savings while ensuring full compliance with tax laws.
Insurance Counseling
Alpha Financial Advisors counsels on insurance matters, but does not sell any insurance or related products.
It is important to know what types of risks might be faced at different stages of life.
Over-insuring in one area can leave you underinsured in another.
Often, more money is spent on insurance than is necessary.
Our team's expertise saves you money and provides confidence that your insurance dollars are spent wisely.
Estate and Trust Planning
Custom estate plans are carefully crafted for your individual needs.
Over 30 years of expertise in streamlining complex estate settlements with precision and care.
We also review and evaluate current estate planning documents.
As a partner in your future planning, we work with your existing counsel to ensure financial goals complement estate planning needs (e.g. Special Needs Trusts, Second Marriage Trusts, Irrevocable Trusts, etc.)
Philanthropy and Gifting
We assist clients in achieving their charitable goals through thoughtful philanthropy and gifting strategies.
We ensure gifts are structured to maximize impact while preserving the client’s financial stability.
We are experienced in qualified charitable distributions (QCDs) and donor-advised funds.
We provide support in establishing and managing charitable trusts and private foundations for sustained impact.
Lifestyle Support
Inspiring you to make the most of your financial opportunities.
We ensure the client’s financial resources align with their desired lifestyle while safeguarding long-term stability.
Maximizing your assets to achieve the highest standard of living possible.
This includes budgeting, expenses, and other coordinating services.
Education Savings
Prepare for education costs with unique strategic plans.
We help in developing strategies to meet future tuition needs.
We are experienced in managing 529 plans as well as designated educational accounts.
We arrange direct payment to you or the educational institution.
Home of the Alpha Report
Over the years, we have developed a highly personalized reporting system designed to analyze investments and present returns with accuracy and clarity. While it’s possible that another financial advisory firm offers similar reports, we haven’t come across one!
Provides a simple total for all accounts – no more shuffling multiple statements.
Calculates a rate of return gross and net of fee – nothing is hidden.
Compares the performance of your Alpha portfolio holdings with an industry standard similar portfolio – you see exactly how your Alpha portfolio is doing compared to others.
Calculates the actual gain or loss since inception.
Includes a statement of fees.
Includes graphics representing how your assets are allocated.
Itemizes every holding in your account.
Maintains a monthly ledger detailing every transaction.
Let's talk about your financial opportunities.